We are generally wired to focus on current events and extrapolate them towards the future. This makes us oblivious to risks and rewards that are going to come in our life journey. And here lies the hope as well as the caution as we need to look beyond...
Yes, you heard this right. The title is correct- Don’t be a lazy investor, be super lazy. This is not crazy advice. Crazy is when investors do otherwise. There are so many misconceptions around the stock market and people instinctively believe them without checking the facts. I start...
__God, grant me the serenity to accept the things I cannot change, the courage to change the things I can, and the wisdom to know the difference. __ This prayer sums up the required action points during the market downturn as what is happening currently. So, let’s understand what...
Most investors probably already understand the importance of a systematic investment plan (SIP). It is the most convenient way of accumulating wealth by investing small savings regularly. You not only get the benefit of putting your monthly savings in meaningful investments but also get the advantage of cost...
Most of us studied compound interest in our primary education and believe that we understand it. But as investors, our behavior indicates otherwise. We hold the investments for a short period and given the first sign of any volatility, press the exit button. Many also exit from the...
With the advent of “do it yourself” investments, many investors feel that they can choose the right mutual funds for themselves rather than relying on advisors. They can simply download a mobile app (like Grow, Zerodha and others) and conveniently buy and sell mutual funds. Bypassing the advisor/distributor...
Full Budget 2024 presented today by finance minister Nirmala Sitharaman shows lot of promises as well as some disappointments. Let us discuss the promises first- Agriculture research will be upgraded to improve productivity and developing climate resilient varieties. 1 Crores farmers across the country will be initiated to...
One of the most erroneous methods of selecting equity funds is by only watching the performance of the last one year or two years. Many investors feel that by taking out a few best performing funds from the internet or from some financial journal, they have found the champion...
“Unity in diversity” is the dictum we use for our beautiful country “India”. We have appreciated our diversity and diversity has delivered us unity & progress. Similarly, a diversified portfolio is an all weather portfolio. It sustains your wealth in the short term and makes it grow in...
One of my clients recently complained to me as he said- “Manoj, you have not done any changes in my portfolio for a long time. My banker was telling me that you need to be active with your portfolio otherwise your portfolio wont grow. I said, I reviewed...
Good draw knew bred ham busy his hour. Ask agreed answer rather joy nature admire wisdom.
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