Articles

With your continued patronage, we have scaled a new height. Today, Mainstream Investments is turning 18. When in 2005, when I along with my wife Pamita launched this company, many of my well-wishers advised us not to take the plunge. We were just married and taking the uncertainties...

Few days back one investor came to me through a reference. He had been taking advisory services  from one of the renowned advisors in Delhi but not satisfied with the result. On such occasions, usually I don’t change the portfolio too much even after the change of advisory because there usually is...

Warren Buffet is 92 Years old but he is still very passionate about investments. He spends nearly 80% of his time reading. He studies companies’ profiles, financial statements, market reports etc. He also studies fiction and poems in order to properly understand the full perspective of life. What...

The other day I met a family who are our clients. The mood was a little sombre because the person had lost his job only a couple of days back. Fortunately the company promised to give him a salary for the next three months and hopefully within that time...

Sometimes we hear from Investors complaining that their portfolio has delivered lesser return than the funds which some other advisor is suggesting. Yesterday I got one such call from an investor. He complained that his portfolio delivered only 11% compounding over a period of 10 years, whereas the funds...

The other day, I got a call from one of my clients. She had earlier planned for SIPs. But she told me that her bank manager was telling her to avoid investing in funds with high NAV (Net Asset Value). Bank manager further advised her to wait for...

With the continuous changing investment landscape, It becomes quite confusing for the common investors as to how to choose various investment avenues. Sometimes equity performs, sometimes debt and sometimes international funds or gold funds take the lead. Even within equity, there are funds with different market caps and styles...

SIPs are probably the most effective tool in the hands of small investors to fulfil their financial dreams. They are affordable, easy to implement and take away the pain of making investment decisions again and again. But despite all these obvious benefits, the number of SIP holders is...

No one can dispute that the best way to live life is to live every moment. Rather than dwelling in the thoughts about past & future, live in the now and you will realize that dealing with the challenges of life is not that difficult. But when we do financial...

Investment decisions could be stressful. More so if you have to keep making them on a continuous basis. I observe many investors who start enthusiastically and back their ongoing investment decisions to a certain fundamental plank- ” I study the Indian economy, world economy, geopolitical situations etc hence I have...