Articles

When on 24th March, the Govt announced a change in tax rules in debt funds and made their capital gains fully taxable, mood was gloomy among investors. Many Investors have been planning to shift their SIPs in debt funds and move towards equity or hybrid funds. Some have already...

Investment is not at all a rocket science. For someone who wants to build a great portfolio, live a life of financial freedom and achieve her/his financial goals, SIPs are the most wonderful instruments. A humble SIP started early can create a huge portfolio figure a few years...

Few practical tips which should definitely help you save and invest more- 1) Fix a day of the month as the investment day- For example you may choose the 10th of every month as your SIP day. Mark this day in your calendar as the investment day. Subsequently...

I cannot afford to invest now! This is the common refrain of many people who think of investment in linear terms. But I firmly believe that each and every one of us can be an investor. Let’s see how to become a successful investor even if you are...

What do you want from your investments- When I ask this question, most of the clients’ answers are not only vague but also leading them towards complications. They may answer- I want the best return and for that I can take some risk. But at least my principal should...

I was watching a program on YouTube where Oprah Winfrey was talking to Eckhart Tolle ( who wrote the legendary  book “The Power of Now”) about gratitude. Oprah said-when she is upset and worried she turns to her breathing and feels grateful for that. Grateful for breathing? Feeling...

In a rather surprise move, RBI in its recent monetary policy on 6th April 2023 has unanimously decided to keep the repo rate unchanged at 6.5%. RBI has been hiking interest rate since May 2022 and so far has increased it by 2.5% since May 2022. So, in a...

“Warren Buffet”, Naam to suna hi hoga ! The beauty of his investment process and his life in general is that they are not at all complicated. Look at the following points- 1) He adopts a buy and hold strategy in the midst of high in and out game of...

Debt mutual funds will no longer enjoy the long term capital gain benefit of 20% taxation along with indexation benefit. The government made this proposal today in the form of an amendment to the finance bill 2023. With this proposal, capital gain in debt funds bought after 1st April...

For the past 12 days, France has been burning. Surprisingly the issue is seemingly an innocuous one. The French Govt has increased the retirement age from 62 Years to 64 Years in order to control the burgeoning pension bills. France spends almost 15% of its budget on pensions and has...