For over more than 23 years of my profession in the field of investments, I have observed that most people fail to continue their investments for the long term. They start their investments and SIPs with full of energy but after a while their enthusiasm goes for a...
When I studied compound interests for the first time in my class VI, little did I know that this is going to be my future profession. Teaching compounding interest that is or even more precise, teaching the practical aspect of compound interest. I did my graduation in Science and...
Writing down our worst possible fears for the tasks we are undertaking can help us tremendously. Once we articulate our worst possible fears and anxieties, it becomes relatively easier to deal with any situation. In most of the cases, one would find that the real risk is much lower than...
Being in the investment advisory line for more than 20 years, I am still amazed at the way the mutual funds are selected. There is an underlying belief among people as well as in the financial media that successful investment is all about selection of right mutual funds. Further, the...
Shut down of Silicon Valley Bank (SVB in short) in America sent a shockwave across the world and brought back memories of the collapse of Lehman Brothers in 2008. Let us see the reason of its collapse and what the implications are for the economies and the investors like...
When we go to a supermarket and move around, almost everything looks essential for our needs. But when we order something or buy from a grocery shop, we tend to buy only what we need at that moment, in other words, what is essential. Second scenario- when we surf on...
We had a client, let’s call him Mr Malhotra. So, Mr Malhotra had been constantly looking for new investment avenues or maybe they were chasing Mr Malhotra. He felt that he must always be on his toes, otherwise good opportunities would run away. He kept an eye on...
An archetypal financial planning starts with long term financial goals like retirement planning. Then there are other financial goals like children’s college education planning, marriage planning, buying a dream home etc. So the focus is on setting long term financial goals and emphasis on investments for the long term time...
1) Make my bed immediately after getting up. 2) Do meditation for at least 5 minutes. 3) Write 3-5 most important things to accomplish for the day. 4) Do exercise or Yoga or play some games. Mostly it’s yoga but some days during the week I play badminton or...
A beggar had been sitting on the railway platform for ages. Some passers-by put some coins in his begging bowl while many others simply passed by. Some days when he would get good alms, he would consider himself very lucky but even that happiness does not last long....
Good draw knew bred ham busy his hour. Ask agreed answer rather joy nature admire wisdom.
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